Boost your account with PremPoints
After signing up, you get a 1.5% cash bonus added to your account balance. By completing challenges you can earn XP & Gold (PremPoints). You can use XP to unlock better cash bonuses. And use Gold to spend in the PremPay Store!
100 XP: Cash Bonus increases to 2% —–
750 XP: 1 Gold equals $0.008 on the PremPay Store —–
1500 XP: Cash Bonus increases to 3.5% —–
2500 XP: Cash Bonus increases to 4% —–
3500 XP: 1 Gold equals $0.012 on the PremPay Store —–
4500 XP: 1 Gold equals $0.015 on the PremPay Store —–
—– 0 XP: Cash Bonus is 1.5%. 1 Gold equals $0.005 on the PremPay Store
—– 250 XP: Cash Bonus increases to 2.5%
—– 1250 XP: Cash Bonus increases to 3%
—– 2000 XP: 1 Gold equals $0.01 on the PremPay Store
—– 3000 XP: $20 to spend on a gift card
—– 4000 XP: Cash Bonus increases to 4.5%
—– 5000 XP: Cash Bonus increases to 5%
The Challenges
Note: You do not earn XP when using BNPL
Refer a friend
200 XP | 100 Gold per friend referral: After they add money to their account you will both also receive $5 to spend!
Collaborate
25 XP | 15 Gold: Share some of your PremPoints with a friend.
5% discount on points ladder: Form a team of friends. Work together to complete challenges and earn PremPoints faster!
Frequent Spending
25 XP | 15 Gold: Every time you spend over $25
50 XP | 25 Gold: Spend over $15 five times in 30 days
100 XP | 50 Gold: Spend over $15 twenty times in 120 days
Total Spend
100 XP | 50 Gold: Cross $500 total spend
250 XP | 125 Gold: Cross $1,000 total spend
500 XP | 250 Gold: Cross $1,500 total spend
750 XP | 325 Gold: Cross $2,500 total spend
1000 XP | 500 Gold: Cross $5,000 total spend
Time as a loyal member
A loyal member is someone who crosses a spending threshold over a 3 month period.
100 XP/m | 50 Gold/m: Become a loyal member. Spend $300 over the last 3 months
150 XP/m | 75 Gold/m: Spend over $450 over the last 3 months
250 XP/m | 125 Gold/m: Spend over $600 over the last 3 months
Hold $$ in your account
50 XP/m | 25 Gold/m: Hold $50 in your account each month.
100 XP/m | 50 Gold/m: Hold $200 in your account each month.
Monthly partner challenges
Unique monthly challenges given by our partners.
Monthly Expense
Each month you lose 200 XP.